Senior Specialist to Credit Risk Management
vakansiya — 2025

Job Description:

• Develop, integrate and maintain credit risk management methodology (policies and procedures)
• Development and maintain risk engines, scoring models for all loan product segments
• To ensure timely and proper calculation of Loan Loss Allowance according to IFRS on a daily, semi-annual and annual basis
• To ensure correct and timely classification of loans according to local regulatory rules
• To demonstrate initiative and ensure the design and implementation of required business processes for effective management of risks associated with loan decision-making
• Calculation of credit risk limits and providing recommendations for limit policy and framework updates
• To participate in projects of connected with lending cycle and ensure effective integration of risks to the deliverables
• Leverage analytical approaches to improve credit risk profile of the bank asset portfolios
• Provide viewpoint on Risk tolerance, including benchmark metrics such as control limits, caps and key Risk indicators, and diversification to maximize Risk adjusted returns
• Ensure timely communication of emerging risks in loan portfolio to upper management
• To ensure efficiency of processes to manage the timely and prudent reflection of risks in Financial Statements
• Develop and maintain predictive, preventive and proactive credit risk management tools to be integrated into decision making
• Responsible for crisis response and supervision of stress test process of loan portfolio
• Responsible for estimation of possible credit losses and credit defaults
• To enhance tools for improving Risk culture in the bank and increase the level of risk capabilities
• Analyse portfolio level information to identify and monitor key risk factors and develop proposed solutions

Required Qualifications:

• Education: Bachelor degree in finance, economics or other relevant field.
• Work experience: Minimum 2-3 year experience in Credit, Risk or relevant field
• Foreign Language: English
• Computer Skills: Microsoft Office (desirable to know: python, R etc. )
• Market Knowledge:
• Team player
• Problem solving skills
• Manage conflict situations

How to apply?

Dear interested candidates, please send your CV by indicating “Senior Specialist to Credit Risk Management” in the subject of your email.  Please be advised that only shortlisted candidates will be invited to the further stages of the recruitment process.

Mənbə: jobsearch.az